TGM Academy
Short, free lessons on gold: how it is priced, what it does for your savings in your own currency, its honest track record, and how to buy it without being overcharged or fooled. Each lesson takes about five minutes and ends with a quick check.
Course 1 · Beginner · 4 lessons · 19 min
Gold 101
What the gold price is, how gold is weighed and graded, why people hold it and the ways to own it.
- 1What sets the gold priceWhere the spot price comes from, why it is quoted in dollars, and what moves it.5 min
- 2Ounces, grams and karatsThe troy ounce, the gram and the tola, and how karats and fineness tell you how much gold you really have.4 min
- 3Why people hold goldThe real reasons people keep gold, and the drawbacks that a fair picture has to include.5 min
- 4Ways to own goldBars, coins, jewellery, funds, mining shares and tokenised gold: what each costs and what can go wrong.5 min
Course 2 · Beginner · 3 lessons · 15 min
Gold, inflation and your currency
Why savings lose buying power, how gold is priced where you live, and its full record, bad years included.
- 1What inflation does to savingsBuying power, real returns, and why earning interest can still leave you poorer.5 min
- 2Gold in your currencyGold is priced in dollars, but you live in your own currency. Here is what that changes.5 min
- 3The honest recordGold’s best decades and its worst stretches, and why the start date changes everything.5 min
Course 3 · Beginner · 4 lessons · 19 min
Buying gold safely
What a fair price looks like, how to spot fakes, where to keep gold, and physical against digital gold.
- 1Premiums and spreadsThe gap between the spot price and what you pay or get back, and how to check a quote yourself.5 min
- 2Checking purity and avoiding fakesHallmarks, reputable sellers, the tests that work and the ones that do not, and the red flags.5 min
- 3Storing and insuring goldHome, bank box or vault: the risks of each, allocated against unallocated, and keeping good records.4 min
- 4Physical or digital goldHow tokenised gold works, what it solves, the risks it adds, and the questions to ask any gold product.5 min
See it in your own numbers
Compare gold with savings, dollars, shares and Bitcoin from any date since 2008, in your currency.